In this episode, we break down the top 14 mistakes we made in property, development, and business — so you don’t repeat them. From structure and VAT to planning, contingency, leaseholds, finishes and more, this is your shortcut to avoiding years of pain.

What we cover:

  • Setting the right company & VAT structure from day one

  • Why mixing BTL and SA in one LTD is a disaster

  • R2SA instability and why we spent too long on it

  • Underestimating development timelines & poor builder management

  • Why 20% contingency is the real minimum

  • Planning application mistakes that delay approvals

  • How not splitting a leasehold kills refinancing

  • Getting walked over by freeholders & neighbours

  • The truth about paid mentoring

  • Cheap fixtures that cost more long term

  • Problems with leasehold commercial conversions

  • Career switching and “golden handcuffs” regrets

  • VAT surprises when dealing with contractors

  • And… marrying Maggie (Mac wishes he was gay 😂)

Our companies:

  • ZEN Stays — £1.1m annual turnover through Serviced Accommodation

  • ZEN Properties — £1m+ assets with £500k own equity

  • ZEN Properties Podcast — real conversations on building cashflow + wealth through UK real estate

Sponsorship:

  • This episode is brought to you by ZEN Properties.

  • We develop and convert property across the UK.

  • Investors earn 11-15% annual, asset-backed.

  • Find out more: zenproperties.uk 

If you enjoyed this episode:

  • We work with investors seeking secured, asset-backed opportunities in UK property. If you’re considering deploying funds, let’s talk.

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005 Top serviced accommodation tips for 2025

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003 Where to start in real estate